Monday, 28 January 2013

The 8th February conference @ Prifysgol Aberystwyth,

Question topics to ask and research?
1872-2006/7 Prifysgol Cymru Aberystwyth an obituary
James Ware
1)      Historical problems of Ceredigion since the nineteenth century fires and fences
a.       When there wasn’t proper regulation and why were the Tories Blamed? Loss of key personnel in the Boer War and in Conquering Zimbabwe by Cecil Rhodes.
2)      Problems from the protectionist era and trade and stock slips on the smallholdings and aristocracy alike, the exploitation of this by disestablishment as neither could sustain the economy post world war one slaughter in the somme and paschendelle?
3)      Post world war II housing in a nineteenth century town surrounded by marshland, the gas bubble from first attempts at ‘Fracking’ near Holy Trinity and excavation of the First National Library of Wales (Welsh Books Council) as well as flood waters from streams to the North of town?
4)      Power from the Rheidol Valley and underground control of the water supply into the Rheidol to protect the upper valley, stabilising of all property and reduction of flood damage, but still not coordination of fence repairs to allow gradual drainage after high rainfall.
5)      Draining the marsh and building the Rheidol Levees
6)      To many pubs in Aberystwyth owing to each church having a social club.
7)      Impact on these on property buying by students who wanted to build up equity for future housing, resulting in the equality based motion of housing all first years in university housing so that all end up on the same housing benefit after uni unless aided by their home citizens advice?
a.       Does that mean that then federal university claimed its own grants to maintain housing prior to the seafront fire and hall reconstruction
b.      Did this delay investment in the rail sector with passing loops and the now one hour frequency aim for Aberystwyth-Birmingham
8)      Devolution and Democratic accountability for coastal erosion and flood defence priorities.
9)      The Diamond Jubillee grants for community provision for Rural renewal, does this mean that a new route Aber-Lampeter-Carmarthen line gets built according to question in the Welsh Assembly by the duly elected constituency member?

Friday, 23 November 2012

wales needs a central bank to regulate the new tax transactions between devolved nations and Northern Ireland with the United Kingdom exchequer and to maintain enough oversight of reserves and investment in keeping open factories or warm mothballing them so that in the few months between owners steel making skills (the current example) isn't lost nd the area become soverwhelmingky dependant on the...
welfare state.

These reserves could be held in terms of Welsh gold if the Crown estates sought to devlove the south welsh mines it owns or currency reserves of teh Euro to help the Irish republic given recent treaties on economic interdependance between the Uk and Ireland following the visits of each of their heads of states to the others countries.

All of this is on top of the welcome recommendations of the Silk Commission.
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Thursday, 15 November 2012

When gaza gets its hands on Egyptian explosives and iranian missiles, peace talks region iwde are needed that include the states bordering SYria nad Saudi Arabia. The jeddah version of the Koran may have to be noted and set aside with its references to Christains and Jews to create a lasting peace and two state solution with final status for Jerusalem. There is a modern translation (the Muslim version of teh NRSV / AV in the CofE) that omits the contentious and inflamatory phrases and that needs to be used for teh basis of Arab league summits regarding theology for it and peace talks. The problem is that Hamas are past masters in taking a view and avoiding things that go against it, particulary when attcked back, and with a dmeocratic mandate within Gaza territory.

The peace talks may be concluded with Arab coffee but they need a lot of milk from west bank kibbutzs whose status and citizenship need resolution peacefully.

All of which means that when Peace envoy calls for calm, I agree with him Tony Blair.

Thursday, 8 November 2012

I've had an email regarding riosks to properties in Aberystwyuth town based on a question I asked as a resident in HIllingdon (England / Lloegr) to my boroughs MPs as thats how in a non devolved England cross parliamentary issues can be corresponded and questions asked.

If you or anyone at risk from flooding has insurance difficulties as premiums may rise from teh last flood this Summer, please conatct www.moneyadviceservice.org.uk in advance and get help for grants from heritage bodies if in grade listed properties or conservation areas (The rural welsh version of portland stone georgian - through to mock tudor of Metroland in London).





Monday, 5 November 2012

North wales care homes

The North wales care homes were a pre welfare state response to industrial poverty in Manchester and liverpool using funds from teh non conformist churches. as such these homes are now under local social services and charitable shop care and funding. This could ensure that current residents are aided and helped by Rowan Cantuar solving what he couldn't do as what was then the sub 'province' of wales as its (the Anglican church of England and Wales) status hadn't entirely been resolved. However for every case of abuse there is a loving couple in the rural areas who want to settle down together at sixth form age and need help in trinaing and support.

This is therefore a a sub judice matter of the highest import through the Childrens Commissioners of the Uniteed Kingdom and The Irish Republic through the Council of the Isles.

If you know of wnyone affected who needs counselling the Met Police have an abuse line for current cases, the number is 0207 610 4345

Thursday, 11 October 2012

at this time of year my mind turns to the seafront fire of 1998 when i was fresher at Aberystwyth.

Since then the halls have all bee n refurbished and better alarmed under a private company like the hotels and care homes.

However these seafronts also have nineteenth century buildings or HMOs which have large numbers of residents unable ot maintain both the insurance premium and the day to day maintenance unless they are under housing association or local authority / county council ownership where differring laws of tenancy apply.

As such a housing assn is needed for teh Town council to use WDA grants to buy the less repaired housing such as South Marine Terrace and turn it inot postgrad housing at better maintained standards, after all its what the Polish builders did for Acton and Ealing in London.

This requires a civil contingencies map and assessment as done during teh second world war in london after each nights blitz or doodlebug damage and displayed on the uni website like the walking speed and pacing initiative of a few years back in conjunction with the environment agency. The person there to contact is Cedric Moon.

Then teh College can finally sort out teh basement of its old college building (probably the location of Neil Hamiltons and my exam papers).

Saturday, 6 October 2012

Run by:
Consumer Financial Education Body

To order Moneymadeclear guides, or for geberal information or guidance.

0300 500 5000
Typetalk: 1800 1 0300 500 5000

Moneymadeclear guides

Equity Release

Insurance

Making the most of your money

Making a complaint

Mortgages

Pensions

Proving your identity

Saving and investing

On their website you can find:

Comparison tables where you can compare mortgages, pensions and savings accounts

A financial healthcheck to help you identify your financial needs.

A pension calculator to see how much income you might get when you retire-from what you save now or in the future.

A mortgage calculator to help you estimate your monthly mortgage payment

Go to tools and calculators at www.moneymadeclear.org.uk

Call rates may vary- check with your service provider for their charges.

Financial services authority (FSA)
Consumer helpline: 0845 606 1234
Minicom / textphone 0845 730 0104

To check the FSA Register or to report misleading financial adverts and promotions.


Finding financial advisers / planners
Unbiased.co.uk
For independent financial advisers or mortgage advisers in your area

Institute of Financial Planning
For help in planning your finances

My local adviser
For mortage, insurance or investment adviser in your area.

The personal Finance society
For financial advisers in your area.

Ethical Investment Research Service
Information about product providers and other sources who provide ethical investments, mortgages or insurance.

Institute of insurance Brokers (IIB)
Higham Business Centre
Midland Road
Higham Ferrers
Northamptonshire
NN10 8DW
01933 410 003
To find an insurance broker

Trade associations that provide information about financial products and services

Association of Private Client Investment Managers and stockbrokers (APCIMS)
22 City Road, Finsbury Square, London EC1Y 2AJ
www.apcims.co.uk
provides a free directory of its member stockbrokers and investment managers in the UK, Channel Islands and Republic of Ireland, or you can search on their website

Association of British Insurers
Produces a series of free information sheets for consumers, covering life insurance; pensions; and motor, household, travel and medical insurance.

Association of Investment Trust Companies (AITC)
9th floor
24 Chiswell Street
London
EC1Y 4YY
Orderline: 0800 085 8520
Produces a range of free brochures and factsheets which explain investment trusts and how they can be used in financial planning.

 British Insurance Brokers Association (BIBA)
14 Bevis Marks
London EC3A 7NT
0870 950 1790
For a list of brokers in your location and the insurance you’re looking for.

Council of Mortgage Lenders (CML)
Produces free online factsheets and leaflets about mortgages, buy to let and equity release.

Investment Manangement Association (IMA)
65 Kingsway
London WC2B 6TD
Information Pack Orderline
0207 269 4639

Produces free factsheets on a range of subjects including ISAs, Unit trusts and investment funds.

Other organisations that can help you

Complaints and compensation
Financial Ombudsman Service
South Quay Plaza,
183 Marsh Wall
London E14 9SR
0845 080 1800 or 0300 123 9 123

Financial services COmpensation scheme
5th Floor,
Loyds Chambers
portsoken street
,
London,
E1 8BN
0207 892 7300 or 0800 678 1100
£85000 savings now protected per account

The pensions regulator
Napier House
Trafalgar place
Brighton
BN1 4DW
0870 606 3636
For information about occupational pension schemes

for advice from the UK regulators on the micro economy